An Associate Partner Practice of St. James's Place Wealth Management

Tim Lowe & Associates

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Tim Lowe

FPFS LLAA, Chartered Financial Planner
I have spent almost 20 years helping my clients make the most of their finances; providing professional face to face advice, usually in the comfort of their own home or office. During my long career I've continually developed my skills in all areas.

About

I’ve been in financial services since the beginning of 1992 when I joined Acuma, the financial planning arm of American Express. This gave me a grounding in the analytical approach to financial planning which I continue to employ.

In late 1993 I joined Friends Provident and during my 10 years with them I was promoted to the role of Senior Business Consultant, specialising in Pension and Tax Planning for businesses, including SSAS, SIPP and Group Pension Schemes.

In 2003 I left Friends Provident to become an Independent Financial Adviser (IFA) specialising in Investment Portfolio design and Inheritance Tax mitigation. Around this time I studied to complete my Advanced Financial Planning Certificate (AFPC) at that time the highest qualification available in the financial planning profession.

When the Chartered Insurance Institute announced the introduction of the Chartered Financial Planner qualification in 2005, I wanted to be one of the first to achieve this and studied hard to complete the required exams within 12 months.

In 2009 I was invited to join the reputable and highly successful St. James's Place Partnership where I now use my skills to advise individual and business clients on investment, retirement and tax planning issues.

I pride myself on developing long-term relationships with my clients. They regularly refer me to friends, family and colleagues who would benefit from my advice. If you know of anyone who may also benefit from my expertise please don't hesitate to refer me.
Prestigious industry status recognises the value I place on my development and gives clients the confidence that they are supported by one of the UK’s leading wealth professionals.
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Tim Lowe

Montague Court, 21-25 London Road, Newbury, Berkshire, RG14 1JL

Monday
9am to 5pm
Tuesday
9am to 5pm
Wednesday
9am to 5pm
Thursday
9am to 5pm
Friday
9am to 5pm

Advice & Services

We'll help you find the right investments so you can achieve your financial goals

Investment planning
Whatever your financial goals, create an investment strategy that helps meet your needs.
Protecting you and your finances
Insurance and protection products to help safeguard all that you hold dear.
Retirement planning
Careful pension planning is vital for a long and comfortable retirement. Learn more about your options.
Banking and mortgages
Make your finances work harder with mortgage broking and access to specialist banking services.
Corporate services
Helping entrepreneurs and corporate directors manage their personal, business and employees’ financial security.
Other specialist services
A network of professional specialists is on hand to provide all the help and support you’ll need.
Exploring Intergenerational Wealth Management
Intergenerational wealth management helps families use their collective wealth to support each other across their lifetimes.
Planning for the tax year-end
Whether it’s planning your investments or your legacy, now is the time to act before the tax year-end deadline on 5 April.
Our investment management approach
A number of carefully selected external managers of outstanding ability manage our client funds.

Insights and E-Briefing Service

Visit Insights to read articles and news to help you make informed decisions about your wealth or sign up to the E-Briefing Service; a personalised email communication service that keeps you informed on the issues that might impact your wealth.

Why Choose St. James's place?

We're not about selling products. Our network of experienced advisers pride themselves on building trusted, long-term relationships with their clients - only by doing so can they truly understand their clients' immediate needs and future aspirations, and offer the quality, bespoke advice that they deserve.

Our investment management approach
A number of carefully selected external managers of outstanding ability manage our client funds.
St. James's Place Charitable Foundation
Over £81 million has been raised for our charitable arm, changing the lives of children and young people.
Award winning service
St. James's Place are pleased to have won numerous awards over the years, voted for by industry experts and the public.
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St. James's Place Guarantee

St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the group, more details of which are set out on the Group's website.

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Tim Lowe
Tim Lowe & Associates