I work best with people who think long-term.

Most of the time, they come to me with one issue: a pension that doesn’t feel right, a cash surplus they’re unsure how to use, or a tax problem they want to fix. Sometimes they’ve already got half a plan—something they’ve read, been told, or pieced together themselves.

What they often don’t see is how interconnected everything is.

Every financial decision affects the next: investments, tax wrappers, timing, product structure. And when those pieces aren’t joined up, the cost usually shows up later—in missed allowances, unnecessary tax, or strategies that quietly hold them back.

My role is to bring structure and clarity to all of it.

I run a planning-led Practice focused on clarity, tax efficiency, and long-term thinking. The goal is simple: align your money with what matters—and adjust when life changes.

If that sounds like the kind of thinking you value, we’ll likely be a good fit.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.