An Associate Partner Practice of St. James's Place Wealth Management

Cotton Wealth Management

Stephen Cotton

Putting clients firmly at the heart of everything we do is the foundation we have built on for many years. In our experience, no two people are the same and getting to know and understand them will enable us to design tailor-made and bespoke plans that help meet their financial goals and objectives.


Based in Gloucestershire, I provide wealth management advice to clients both within the county, and more widely throughout the UK.

Prior to joining the financial services industry, I spent many years in senior roles working in the Hospitality Industry. As a result of this I have a detailed insight to the requirements of business owners, both large and small and the many challenges that they face. I also understand how critical good service is and why the client is at the core of everything I do.

I advise on all aspects of corporate Wealth Management including corporate pension planning, shareholder protection, provision for succession and exit planning*, employee benefits and effective methods for drawing tax efficient profits from your business.

In addition to our corporate services I work with private clients who are looking to build, grow, protect and preserve their wealth.

Outside of my business I enjoy spending time with my family, keeping fit and I’m currently training for the Devizes to Westminster kayak race. This is my own personal “Everest”, 125 miles non-stop from Wiltshire to London, although I’m spending more time in the water than on it!

I am committed to ensuring that my industry knowledge remains relevant by continuing to pursue areas of personal development. This, along with my commitment to exceptional levels of client service ensures that I can offer a well-rounded, professional and personal service.

Cotton Wealth Management offers you the benefit of a single, trusted relationship to meet all your financial needs, whether you are an individual looking to grow, manage, protect or preserve your wealth, or a business owner/director looking to ensure you have the right plans in place for your company.

*Exit Strategies may include the referral to a service that is separate and distinct to those offered by St. James's Place.


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Why Choose St. James's place?

We're not about selling products. We pride ourselves on building trusted, long-term relationships with clients - only by doing so can we truly understand our clients' immediate needs and future aspirations, and offer the quality, bespoke advice that they deserve.


St. James's Place Guarantee

St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the group, more details of which are set out on the Group's website.

The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.