An Associate Partner Practice of St. James's Place Wealth Management

Cotton Wealth Management

Stephen Cotton

Putting clients firmly at the heart of everything we do is the foundation we have built on for many years. In our experience, no two people are the same and getting to know and understand them will enable us to design tailor-made and bespoke plans that help meet their financial goals and objectives.

About

Based in Gloucestershire, I provide wealth management advice to clients both within the county, and more widely throughout the UK.

Prior to joining the financial services industry, I spent many years in senior roles working in the Hospitality Industry. As a result of this I have a detailed insight to the requirements of business owners, both large and small and the many challenges that they face. I also understand how critical good service is and why the client is at the core of everything I do.

I advise on all aspects of corporate Wealth Management including corporate pension planning, shareholder protection, provision for succession and exit planning*, employee benefits and effective methods for drawing tax efficient profits from your business.

In addition to our corporate services I work with private clients who are looking to build, grow, protect and preserve their wealth.

Outside of my business I enjoy spending time with my family, keeping fit and I’m currently training for the Devizes to Westminster kayak race. This is my own personal “Everest”, 125 miles non-stop from Wiltshire to London, although I’m spending more time in the water than on it!

I am committed to ensuring that my industry knowledge remains relevant by continuing to pursue areas of personal development. This, along with my commitment to exceptional levels of client service ensures that I can offer a well-rounded, professional and personal service.

Cotton Wealth Management offers you the benefit of a single, trusted relationship to meet all your financial needs, whether you are an individual looking to grow, manage, protect or preserve your wealth, or a business owner/director looking to ensure you have the right plans in place for your company.

*Exit Strategies may include the referral to a service that is separate and distinct to those offered by St. James's Place.
Stephen Cotton

Hope House, 87 High Street, Wickwar, GL12 8NP

Monday
9am to 5pm
Tuesday
9am to 5pm
Wednesday
9am to 5pm
Thursday
9am to 5pm
Friday
9am to 5pm

Advice & Services

We'll help you find the right investments so you can achieve your financial goals

Investment planning
Whatever your financial goals, create an investment strategy that helps meet your needs.
Protecting you and your finances
Insurance and protection products to help safeguard all that you hold dear.
Retirement planning
Careful pension planning is vital for a long and comfortable retirement. Learn more about your options.
Banking and mortgages
Make your finances work harder with mortgage broking and access to specialist banking services.
Corporate services
Helping entrepreneurs and corporate directors manage their personal, business and employees’ financial security.
Other specialist services
A network of professional specialists is on hand to provide all the help and support you’ll need.
Exploring Intergenerational Wealth Management
Intergenerational wealth management helps families use their collective wealth to support each other across their lifetimes.
Planning for the tax year-end
Whether it’s planning your investments or your legacy, now is the time to act before the tax year-end deadline on 5 April.
Our investment management approach
A number of carefully selected external managers of outstanding ability manage our client funds.

Insights and E-Briefing Service

Visit Insights to read articles and news to help you make informed decisions about your wealth or sign up to the E-Briefing Service; a personalised email communication service that keeps you informed on the issues that might impact your wealth.

Why Choose St. James's place?

We're not about selling products. We pride ourselves on building trusted, long-term relationships with clients - only by doing so can we truly understand our clients' immediate needs and future aspirations, and offer the quality, bespoke advice that they deserve.

Our investment management approach
A number of carefully selected external managers of outstanding ability manage our client funds.
St. James's Place Charitable Foundation
Over £93 million has been raised for our charitable arm, changing the lives of children and young people.
Award winning service
St. James's Place are pleased to have won numerous awards over the years, voted for by industry experts and the public.
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St. James's Place Guarantee

St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the group, more details of which are set out on the Group's website.

The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.

Stephen Cotton
Cotton Wealth Management