Carl provides bespoke financial planning and wealth management advice to individuals, trustees and businesses across Nottinghamshire, Yorkshire and the wider UK.

With over 30 years’ experience in the financial services sector, working for the majority of this time as an IFA, this experience has provided the expertise to ensure his advice is tailored to meet your financial priorities and objectives, with the aim of building long term inter-generational relationships through a service led proposition for you, your family and business on an ongoing basis.

Carl places a strong emphasis on his Professional Development being a Certified Financial Planner, he is committed to ensuring that his industry knowledge remains up to date and relevant, and this ultimately ensures he can provide the best advice to his clients.

Outside of work, Carl enjoys spending time with his family, he's been married to Anna for the past 30 years and has two sons and a daughter who all seem to keep him pretty busy. He also has a keen interest in all kinds of fitness from mountain biking to going to the gym, but also enjoys a nice relaxing cup of coffee.

St Andrews Wealth Management Ltd was established in 2018, when its Director Carl Oszko accepted an invitation to join St. James's Place.

Advice is provided through a bespoke personal service tailored to meet the unique requirements of individual and corporate clients in all aspects of wealth management and financial planning.

We live in a constantly evolving world, with significant changes having already occurred in financial services, legislation, and political environments. Add to this volatile investment markets, and it's easy to see why we believe building long term relationships, with regular face-to-face reviews, is essential to ensuring clients financial plans remain on track for their objectives.