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Tom Richardson

BA (Hons), DipPFS

Welcome to Opal Wealth. Helping you make confident financial decisions today, so you can enjoy tomorrow.

About

With over a decade of experience at St. James's Place, I bring a fresh perspective to financial planning, combining modern thinking with trusted expertise. I believe great financial advice should be clear, personal and built around your life, not complicated jargon or one-size-fits all solutions.

An Opal is valued because every stone is unique. Our goal is simple: to build lasting relationships founded on trust, honesty and understanding. Whether you're planning for your family's future, growing your wealth, preparing for retirement or looking to leave a lasting legacy for future generations, we're here to help guide you with confidence at every stage of life's journey.

Based in Windsor, we are proud to support individuals and families with thoughtful, tailored financial advice that evolves as your circumstances change. We take the time to understand what matters most to you, creating financial plans designed not only to achieve today's goals but also to provide security and opportunity for the generations that follow.

Because financial planning isn't just about money, it's about creating the freedom to live the life you want and the confidence to know your family's future is in safe hands.

Let's build your future together.

Prestigious industry status recognises the value I place on my development and gives clients the confidence that they are supported by one of the UK’s leading wealth professionals.
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Advice and services

We offer an excellent wealth management service which will help you achieve your goals

Testimonials

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As a business owner, I've found Tom's support and advice invaluable in creating an investment plan around my retirement that will meet my needs. His calm, practical approach along with regular updates has given me plenty of reassurance that when I retire, I'll be best placed to enjoy my new-found fr...
Robyn Horsburgh| Director, Guildford

Addresses

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St. James's Place Guarantee

St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the group, more details of which are set out on the Group's website.

SJP Approved 27/08/2026

The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.