An Associate Partner Practice of St. James's Place Wealth Management

O'Hara Financial Planning Ltd

Joel O'Hara

My ethos is to ensure each client receives sound advice and a bespoke ongoing service plan to suit them. This maybe a quarterly "catch up" or a yearly meeting. Others prefer sporadic reviews, but have the peace of mind knowing that they can contact me as their adviser directly, anytime they need guidance.

About

I began my career as a professional golfer, playing and teaching in the South of England and Asia untill the age of 26. I opted for a change of career in 2006 and have spent the last 12 years in financial services, with roles as a mortgage adviser at Global Financial and then financial adviser at the Halifax from 2010.

I made the transition to St. James's Place Wealth Management in late 2014 and worked alongside a former Halifax colleague, Ben Curry, at Westerham Financial Services until December 2018.

I decided to set up my own Associate Partner Practice of St. James's Place Wealth Management whilst retaining all of my existing client relationships. I am now the Director and sole financial adviser of O'Hara Financial Planning Ltd.

On a personal level, I got engaged to my partner in September 2018 and we’ll look to set a date over the next year. I'm a very keen traveler, animal lover and I still make time for golf!

There is further reassurance that O'Hara Financial Planning Ltd has the support of a FTSE 100 company in St. James's Place Wealth Management.

Planning a secure future whether it be for you and your family, or your business, is a big step. Therefore working with someone you can trust and rely on is of paramount importance. See my testimonials for some of our client experiences.

I offer wholesome advice on Investment planning, Pension planning and Inheritance Tax planning. As a client of O’Hara Financial Planning Ltd you will also have access to Mortgage advice, as well as guidance with your Protection and Healthcare needs.

The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and the value can therefore go down as well as up. You may get back less than the amount invested.

Your home may be repossessed if you do not keep up repayments on your mortgage.
Joel O'Hara

1st Floor The Crown, London Road, Westerham, Kent, TN16 1DJ

Monday
9am to 5pm
Tuesday
9am to 5pm
Wednesday
9am to 5pm
Thursday
9am to 5pm
Friday
9am to 5pm

Advice & Services

We offer an excellent wealth management service which will help you achieve your goals

Investment planning
Whatever your financial goals, create an investment strategy that helps meet your needs.
Protecting you and your finances
Insurance and protection products to help safeguard all that you hold dear.
Retirement planning
Careful pension planning is vital for a long and comfortable retirement. Learn more about your options.
Banking and mortgages
Make your finances work harder with mortgages and access to specialist banking services.
Corporate services
Helping entrepreneurs and corporate directors manage their personal, business and employees’ financial security.
Other specialist services
A network of professional specialists is on hand to provide all the help and support you’ll need.
Exploring Intergenerational Wealth Management
Intergenerational wealth management helps families use their collective wealth to support each other across their lifetimes.
COVID-19
Here to support you and help to provide peace of mind in this uncertain time.
Our investment management approach
A number of carefully selected external managers of outstanding ability manage our client funds.

Insights and E-Briefing Service

Visit Insights to read articles and news to help you make informed decisions about your wealth or sign up to the E-Briefing Service; a personalised email communication service that keeps you informed on the issues that might impact your wealth.
Joel was always very prompt to respond, he answered all my questions and provided me with all the explanations in a professional and friendly manner. I felt I could ask him anything He assessed my needs and he put together a portfolio and went through it with me in detail. He has also provided me with invaluable assistance in recommending other professionals who could help me with other financial issues such as will writing and an accountant. I will certainly recommend his services.
Mariajose Gutierrez-ros
Will writing involves the referral to a service that is separate and distinct to those offered by St. James's Place. Wills are not regulated by the Financial Conduct Authority.
I need help with the management of what money I have available for living a responsible lifestyle. I could be considered vulnerable as a woman on her own, with little knowledge of the financial world, but Joel puts my mind at rest with his advice and support. He keeps me fully informed on a regular basis of how my funds stand and if I have any questions at any time I can contact him.
Private Client
Having just turned 50, I wanted to consult with someone to assess whether or not my savings and investments were on track to provide for a comfortable retirement. Based on a recommendation, I contacted Joel who took the time to assess my life goals and attitude to risk in a language that I could understand. His friendly, no pressure approach to financial planning has been invaluable to be and I’m now more informed about pensions, savings, investments and tax in a way that I can make smarter financial planning decisions. With Joel’s continued support at a level which suits me, I am much more confident that I can progress towards my targets for financial independence.
Private Client
I have known Joel O’Hara for around 2 years, St. James's Place being recommended to me when I was approaching retirement. Joel put me totally at ease from the outset and I found him to be friendly, engaging and easy to talk to. I was impressed with his personalised professional and knowledgeable service and with his astute advice, which was tailored to suit my specific needs and future aspirations. I felt very comfortable to place my financial arrangements into Joel’s care and have been pleased with his continued personal contact and performance updates. I look forward to a continued relationship with Joel and wouldn’t hesitate to recommend his services.
Heather | Lindfield
Joel we would like to express our thanks for the work you have done for us over the past years. The expertise and attention to detail with which you have handled our financial affairs could not be faulted. Particularly reassuring to us is our feeling of certainty in the absolute integrity of your dealings with us. We look forward to receiving your professional advice for our financial management throughout our retirement. May you prosper, along with your clients.
Sandy and Peter Reeves
After much debate and soul searching, I decided to transfer out of my corporate pension scheme. Joel was highly recommended by friends and colleagues alike. His professionalism and easy going manner combined with a wealth of experience, made the process easy and straightforward. Joel has great communication skills and patience, I was always kept informed of both progress to date and the next steps. Joel also rearranged my mortgage for a much more competitive rate. I would highly recommend Joel to anyone looking for professional and reliable financial advice.
Nigel Rockhill
Your home may be repossessed if you do not keep up repayments on your mortgage.
I have personally used Joel’s services, his advice is clear and helpful. He is incredibly professional and always delivers on what he says. I have also asked Joel to support my mother through a challenging time. My father passed away and she was overwhelmed with the accounts, pensions, ISA ‘s etc. Joel dealt with my mother in the kindest, sympathetic way. She really needed a no jargon person that she trusted and for that reason I wanted Joel to help her. She is now feeling like she understands her finances and knows where everything is. I have also recommended him to a close friend of mine who has also given a very happy customer review to myself. Joel comes highly recommended by myself and my mother. Many thanks Joel.
Lorna Woodburn
Joel is a very knowledgeable and professional financial advisor. He has provided me with person-centred financial advice for the past 4 years and his ability to focus on one’s individuality is commendable. From the moment I met Joel, I felt comfortable with his presence. As well as having a great sense of humour and a calming disposition, he possessed the right attributes to assess my financial and family situation pragmatically as I am the main carer for my disabled mother and disabled son. Joel is dependable, responsible, honest and courteous. He continually travels the extra mile to ensure my financial plan meets the needs of my family and myself. I would unreservedly recommend his services.
Private Client
Knowing Joel for almost 10 years I don’t think I can speak highly enough of the help and service he has provided me with Mortgage, financial and Pension advice. In mid-2013 I was looking to buy my first property and successfully had an offer accepted in late 2013. From the very start of the process to the very end Joel was able to give me advice on my finances as well as help me secure a Mortgage. In conjunction with this, his advice and assistance allowed me to successfully select Solicitors and insurances allowing for me to move into my Property within 4 months of offer acceptance.

Beyond this Joel’s experience and skills helped me when renewing my Mortgage after the initial fixed term period, allowing me to reduce the repayment period while also slightly reducing the monthly repayments. Since using Joel I have recommended him to a number of Colleagues and Friends who have also used him and commented on his professionalism and “know how”. With Joel I would say it is not just his intelligence but also his “Soft Skills” which allows for people including myself to feel very comfortable and understand everything he assists with. I will continue to recommend Joel based on the Excellent job and advice he has done for me personally as well as the friends and family I have trusted him to help.
Ashley Dugdale
Your home may be repossessed if you do not keep up repayments on your mortgage.
Joel initially worked with us to remortgage our house and has proved to be a necessary ally in the financial world. By ensuring our best interests were kept central to his approach he has performed a masterclass in financial planning. He works tirelessly, efficiently and imaginatively to achieve the best products available to benefit our circumstances. He never makes a promise he is unable to keep, he works beyond what is you can reasonably expect giving you confidence that you are in a ‘safe pair of hands’. We are significantly stronger financially and have shed all the dead wood which was holding us back. He has played an essential role in facilitating our financial fitness and I am delighted to work with him, he’s a gem.
Maxine Barclay
Your home may be repossessed if you do not keep up repayments on your mortgage.

Why Choose St. James's place?

We're not about selling products. We pride ourselves on building trusted, long-term relationships with clients - only by doing so can we truly understand our clients' immediate needs and future aspirations, and offer the quality, bespoke advice that they deserve.

Our investment management approach
A number of carefully selected external managers of outstanding ability manage our client funds.
St. James's Place Charitable Foundation
Over £93 million has been raised for our charitable arm, changing the lives of children and young people.
Award winning service
St. James's Place are pleased to have won numerous awards over the years, voted for by industry experts and the public.
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St. James's Place Guarantee

St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the group, more details of which are set out on the Group's website.

The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.

O'Hara Financial Planning Ltd is registered in England and Wales, Number 11599535. Registered Office: Streathbourne House, Redehall Road, Smallfield, RH6 9QA.
Joel O'Hara
O'Hara Financial Planning Ltd