I am a fully qualified Financial Adviser and enjoy helping people plan and meet their financial goals.

I help my clients with their finances such as:

• ISA, retirement planning or investment planning
• Utilise all tax allowances
• Making sure their family and business is protected in the event of the worst happening. Whether that be illness or death. (I have clients who have experienced both and was proud to help either them or their survivors and family at their lowest points) It made a difference for them to have someone who cared.

One problem I found as an Independent Financial Adviser was finding the best funds for my clients. In selecting a fund manager, I would often meet them, discuss their style and how they would react to changes in the financial climate.

I had a robust system which helped me identify fund managers from the thousands available but how did I know if:

• the fund manager was moving?
• their team of analysts changed?
• there was a change in style or risk appetite?
• were they continuing the research they carried out on investment choices?

It is an essential part of any Adviser’s business to have a robust, repeatable process in place to make sure you continue to manage your client’s assets. Although, if I don’t mind saying myself, I was good at this but I couldn’t keep up to date with everything and it took an increasing amount of my client facing time.

I was, therefore, delighted to accept the invitation to join the St. James's Place Partnership in 2019. This allowed my clients to benefit from the expertise provided by the St. James's Place Investment Management Approach. It provides both me and my clients the confidence that their money is continually being monitored using a global range of fund managers.

I am proud to say that I have built my Practice almost exclusively by means of introductions from existing satisfied clients and professional connections. The assistance of these fantastic ladies and their expertise frees up my time to devote to clients.

In providing a comprehensive service, I often work alongside my client’s own solicitors, accountants and other Advisers and can make introductions to other professionals when appropriate.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief depends on individual circumstances.