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John Cumming

DipPFS
I want you to feel reassured and confident.

My business is founded on building long term relationships with my clients. I understand that everyone has a unique set of circumstances and, as such, deserves a bespoke service.

About

John accepted the invitation to join St. James's Place in 2010 following a successful career with a major UK banking group spanning some 25 years. For the last 20 years John has built his reputation as a financial planner by working alongside his clients and getting to understand what they are trying to achieve. John’s belief is that only by truly getting to know his clients objectives can he deliver the solutions that will help to get them there.

John is qualified to the Chartered Insurance Institute’s Advance Financial Planning Certificate standard. Having recognised early on in his career the importance of specialist knowledge in financial matters, he is also qualified as a Member of the Chartered Institute of Bankers in Scotland.

Working alongside John, his clients receive a professional yet personal approach secure in the knowledge that they are dealing with an adviser who brings expertise, integrity and a wealth of experience to the table.

Outside of work John is married and has 2 sons with whom he shares a passion for playing a variety of sports.

Promotions

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Advice & Services

We offer an excellent wealth management service which will help you achieve your goals

Mortgages and specialist banking
Finding the right mortgage for you can be a minefield. So we offer practical, clear advice on mortgages, loans, and financing, plus access to specialist banking services.

More about St. James's Place

We’re not about selling products. Of course, we aim to achieve the best returns and help you make the most of your money. But it’s not all we want. We’re relationship-builders, ready with guidance and advice whatever stage you’re at in your life. We offer a financial service that lasts a lifetime, and beyond.

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St. James's Place Guarantee

St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the group, more details of which are set out on the Group's website.

SJP Approved 21/08/2022

The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.