Gurbinder Ghuman
DipFA, CeMAP
I offer tailored wealth management advice, guided at all times by my core principles: exceptional service, transparency, integrity, and professionalism.
My expertise also includes supporting business owners in managing and helping to maximise their tax allowances.
I recognise that today's fast-paced lifestyles often leave little time for individuals to fully grasp their financial situations — and that's exactly where I aim to provide support.
About
At Innovare Financial Planning, I bring over 10+ years of experience in the financial services industry, including a strong background in specialist finance. This foundation has equipped us with the knowledge and insight to offer truly tailored advice to individuals, families, and business owners across a wide range of financial planning needs.
As a proud Partner Practice of St. James's Place, I provide expert support in areas such as retirement planning, investment management, protection, and intergenerational wealth planning. My commitment is to build long-term relationships based on trust, professionalism, and a deep understanding of your personal goals.
All advice I offer is backed by the St. James's Place advice guarantee, which guarantees the suitability of my recommendations when selecting products and services from within the St. James's Place offering.
With a strong industry background and a client-first approach, Innovare Financial Planning is here to help you shape a secure and confident financial future.
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Advice and services
We offer an excellent wealth management service which will help you achieve your goals
More about St. James's Place
St. James's Place Guarantee
St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the group, more details of which are set out on the Group's website.
SJP Approved 23/07/2025
The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group's wealth management products and services, more details of which are set out on the group's website www.sjp.co.uk/products. The 'St. James's Place Partnership' and the titles 'Partner' and 'Partner Practice' are marketing terms used to describe St. James's Place representatives.
