An Associate Partner Practice of St. James's Place Wealth Management

Erica Hay Wealth Management

Erica Hay

Every client is unique, not only in terms of their financial circumstances but in what they are looking to achieve. I build long lasting relationships with my clients to help them as they journey through an ever changing and uncertain world giving them the confidence to take control of their financial future.


Life has a habit of bringing the unexpected and often these events are life changing, perhaps in a good way, a lottery win or a welcome redundancy. Alternatively, it may be just the opposite following a bereavement, a divorce or a long term illness which prevents you from continuing to run your business. By working with you to understand your goals and values I am able to provide bespoke advice to give you financial peace of mind.

I have spent the last 30 years in Financial Services both as an IFA and within the Private Banking/Wealth Management arena. During that time, I have advised both personal and business clients providing advice on a wide range of areas including Protection, Retirement Planning, Investment Planning and Inheritance Tax Planning together with a range of Business Protection solutions.

The move to St. James's Place was a natural progression as, to me, the client should be at the heart of everything which is a view shared by St. James's Place. I am passionate about helping my clients plan the future they desire whilst protecting the wealth and lifestyle they have already created. The St. James's Place approach to Investment Management suits the type of client I tend to work with.

Advice & Services

We offer an excellent wealth management service which will help you achieve your goals

Erica is an extremely well-informed, professional lady, who shared her knowledge and expertise with me, offering sound advice re: my financial situation. As a result, I feel confident and trusting enough of her judgement to make my own informed choices and next steps, knowing she is on hand anytime....
Barbara Wathen |Retired Teacher, Southend-on-Sea
I have known Erica for many years. She has a very wide knowledge of products and is supportive, trust worthy, patient and takes time to clearly explain matters. I have no doubt my affairs are in Erica’s good hands and would have no hesitation in recommending her to anyone who is looking for good and...
Name Supplied
Erica has given me excellent advice over the many years I have known her. Her knowledge of products available is extensive and she will always explain the products in detail and in a way that you can understand. I would very much recommend her to anyone for good sound advice.
Elaine P. Holmes |Rayleigh
This was our first time looking into our future investments and Erica was very helpful explaining what we should do, how it works and answered any questions we had. We have now started investments for our children too to help them in the future. I would recommend Erica to any friends or family looki...
S. Harvey |Managing Director, Luton
Erica Hay is very knowledgeable in her field and is able to answer any questions asked of her. Erica is passionate to do her best in obtaining the best return for me. Erica excels in her work and is patient, explaining in layman's terms enabling me to understand and I would have no hesitation in rec...
C Baron |Professional Driver, Colchester, Essex
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and the value can therefore go down as well as up. You may get back less than the amount invested.
Erica took the time to ascertain a full understanding of my financial aims and needs. She then put together her recommendations on how this could be best achieved. Her professional and supportive service has been exceptional and I would have no hesitation in recommending her.
A.H |Chelmsford
Because of the exceptional support I have received from Erica over 25 years, I face the future with confidence. Erica has always made sure I understand the effect, on my personal situation of new financial regulations, tax changes etc. She has then given me excellent, sound and trustworthy advice ba...
Kathryn Burton |Retired, Billericay
I am very pleased with the way Erica Hay handled my affairs and the setting up of my pension schemes to make one investment fund that would work for me. Erica put my interests first by giving sound and trustworthy advice. The service and support has been exceptional. I have given Erica's details to...
Roy John Fisher

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Why Choose St. James's place?

We're not about selling products. We pride ourselves on building trusted, long-term relationships with clients - only by doing so can we truly understand our clients' immediate needs and future aspirations, and offer the quality, bespoke advice that they deserve.


St. James's Place Guarantee

St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the group, more details of which are set out on the Group's website.

The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.

Erica Hay
Erica Hay Wealth Management