An Associate Partner Practice of St. James's Place Wealth Management

Erica Hay Wealth Management

Erica Hay

Every client is unique, not only in terms of their financial circumstances but in what they are looking to achieve. I build long lasting relationships with my clients to help them as they journey through an ever changing and uncertain world giving them the confidence to take control of their financial future.


Life has a habit of bringing the unexpected and often these events are life changing, perhaps in a good way, a lottery win or a welcome redundancy. Alternatively, it may be just the opposite following a bereavement, a divorce or a long term illness which prevents you from continuing to run your business. By working with you to understand your goals and values I am able to provide bespoke advice to give you financial peace of mind.

I have spent the last 30 years in Financial Services both as an IFA and within the Private Banking/Wealth Management arena. During that time, I have advised both personal and business clients providing advice on a wide range of areas including Protection, Retirement Planning, Investment Planning and Inheritance Tax Planning together with a range of Business Protection solutions.

The move to St. James's Place was a natural progression as, to me, the client should be at the heart of everything which is a view shared by St. James's Place. I am passionate about helping my clients plan the future they desire whilst protecting the wealth and lifestyle they have already created. The St. James's Place approach to Investment Management suits the type of client I tend to work with.


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Erica is an extremely well-informed, professional lady, who shared her knowledge and expertise with me, offering sound advice re: my financial situation. As a result, I feel confident and trusting enough of her judgement to make my own informed choices and next steps, knowing she is on hand anytime....
Barbara Wathen |Retired Teacher, Southend-on-Sea

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Why Choose St. James's place?

We're not about selling products. We pride ourselves on building trusted, long-term relationships with clients - only by doing so can we truly understand our clients' immediate needs and future aspirations, and offer the quality, bespoke advice that they deserve.


St. James's Place Guarantee

St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the group, more details of which are set out on the Group's website.

The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.