A Partner Practice of St. James's Place Wealth Management

Emma Ralls Wealth Management Ltd

Emma Ralls

I am committed to ensuring that my industry knowledge remains relevant and current by placing strong emphasis on my personal development. This, along with the pride and dedication that I place on developing solid personal relationships with my clients, ensures that am I able offer a rounded, professional and principled service.

About

Based in Whitehaven, Cumbria, I provide wealth management advice to clients both within the Whitehaven area, and more widely throughout the North and South of Cumbria.

Prior to joining the financial services industry, I spent 4 years working in Bradford and Bingley. As a consequence, I have now established many working relationships with individuals within this sector due, in part, to the insight and understanding that I have for their specific financial requirements – whether these be personal or corporate.

After qualifying to be a Financial Consultant, I completed 7 successful years in Legal & General as an adviser.

In line with my professional background, I have focussed on developing specialist knowledge and am now fully qualified as a trusts* and estate planning Partner. However, as a representative of St. James's Place Wealth Management, my service is enhanced and complemented by the provision of advice covering the areas of investment planning, Inheritance Tax planning and retirement strategies.

Fundamentally, I see my approach as one of problem-solving for the client - rather than product-selling. As a result, my clients can expect to receive the most comprehensive and appropriate advice at all times.

Outside of my business, I am a keen artist, and paint to donate my pictures for charity.

*Trusts are not regulated by the Financial Conduct Authority

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St. James's Place Guarantee

St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the group, more details of which are set out on the Group's website.

The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.

Emma Ralls Wealth Management Ltd is registered in England and Wales, Number 8748017. Registered Office: September House, 1 Countess Rd, Whitehaven, Cumbria, CA28 6BS.