Stephen Carmichael
With the experience gained in previous roles, I am dedicated to providing a top class level of service, focusing on my clients' financial needs and offering practical and bespoke solutions.
My focus is to provide a service that assists with short, medium and long term financial planning and engage regularly with my clients to ensure all plans remain relevant and appropriate to helping them meet their goals.
About
Having left the Bank in June 2017, I am delighted to have fulfilled a long-term ambition of running my own business. I am particularly proud to have joined St. James's Place as I believe they match my own values and approach to providing an outstanding client experience.
Having worked hard to obtain my qualifications, I am committed to ensuring my industry knowledge remains relevant and current by placing a strong emphasis on my personal development.
Away from the office, my spare time is spent with my wife Nicola and two children Holly and Max. I also enjoy playing golf and watching all sport, in particular if it’s live! Our core values focus upon offering an expert service of distinct quality, integrity and excellence which in turn gives financial peace of mind to discerning clients living and working in the City of Edinburgh and the Lothians.
We offer the benefit of a single relationship to meet all of your financial needs, whether you are a working professional looking to grow, manage, protect or preserve your wealth or a business owner/director looking to ensure you have the right plans in place for your company.
Promotions
Advice & Services
We offer an excellent wealth management service which will help you achieve your goals
More about St. James's Place
We’re not about selling products. Of course, we aim to achieve the best returns and help you make the most of your money. But it’s not all we want. We’re relationship-builders, ready with guidance and advice whatever stage you’re at in your life. We offer a financial service that lasts a lifetime, and beyond.
St. James's Place Guarantee
St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the group, more details of which are set out on the Group's website.
SJP Approved 16/04/2024
The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.
