Having entered the financial services sector 32 years ago, I was delighted in 1998 to accept an invitation to join St. James's Place (then J. Rothschild Assurance) as an Associate Partner, where I now have access to the distinctive investment approach and dedicated customer care that St. James's Place Group has to offer.

The service offered is thoroughly professional, strictly confidential and covers crucial aspects of financial planning. Most notably, clients’ arrangements are continually reviewed to take account of their changing circumstances.

When we first meet I start by discussing your aims and needs in general before going on to conduct a thorough financial review. I take time to consider your situation and needs in detail. I use this information to construct a full written report of my recommendations. This report will always be sent to you before our subsequent meeting for you to consider at your leisure.

At our next meeting I will discuss my conclusions and recommendations with you, as well as answering your questions. We will then agree and prioritise what should be done and when.

As one's financial and personal circumstances change, or outside influences affect living standards, it is essential that regular reviews are undertaken.

The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.