An Associate Partner Practice of St. James's Place Wealth Management

Sandford Financial Planning Limited

Andrew Sandford

My Financial Services career started in 1988 and I have since built up over 25 years of experience across a range of roles with a large high street bank with my most recent role being as a Personal Financial Adviser in the local area.


In the current financial environment that we are in, it has never been more important to ensure that your financial planning is up to date and on track to achieve your goals.

Planning for a secure future whether for yourself or for your family is one of the most important steps you will ever take. It is vital to review, on a regular basis, your own finances to ensure that you are taking advantage of any recent developments in legislation and tax law. If there are any changes in your circumstances, such as starting a family, changing jobs, starting your own business, approaching retirement or receiving an inheritance, a review of your financial goals and current plans is crucial.

Our core values focus upon providing all of our clients with an expert, professional service of outstanding quality, delivered with the highest levels of honesty and integrity, with one clear aim in mind,- to help you, your family and loved ones achieve financial security, both now and in the future.

In October 2012 I was delighted to be invited to join St. James's Place Wealth Management as an Associate Partner Practice, a company that I had admired for some time. I feel that running my own practice will allow me to offer a more personalised service to my clients and devote my time to meeting clients’ needs in a world where financial planning needs are constantly changing. I see the ongoing review service that I offer as being crucial to ensure that clients goals and needs are addressed as appropriate, particularly in the current climate where many clients existing advisers may no longer offer face to face advice.

To maintain high standards of knowledge and professionalism I am a member of the Personal Finance Society and the Chartered Insurance Institute and I have acquired the Advanced Diploma in Financial Planning required to continue providing advice following the recent Retail Distribution Review (RDR) carried out by the Financial Conduct Authority.

Outside work I am a husband to Tracey who runs her own Equestrian Centre where you can often see me helping out in my spare time. I am a massive sports fan, being a season ticket holder at Ipswich Town and a member of my local golf club in Fornham St Martin. I also have an eclectic taste in music and try to attend as many concerts as I can, often baffling my wife with bands that she has never heard of.


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Being a Norwich City supporter, I can't believe I am writing a testimonial for an Ipswich Town supporter ! However, putting our football allegiances to one side we have known Andrew in a professional capacity for a number of years. Nothing is too much trouble for Andrew and we very much appreciate a...
Andrew G McRobert |Retired, Norwich
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and the value can therefore go down as well as up. You may get back less than the amount invested.

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Why Choose St. James's place?

We're not about selling products. We pride ourselves on building trusted, long-term relationships with clients - only by doing so can we truly understand our clients' immediate needs and future aspirations, and offer the quality, bespoke advice that they deserve.


St. James's Place Guarantee

St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the group, more details of which are set out on the Group's website.

The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.

Sandford Financial Planning Limited is registered in England and Wales, Number 10582316. Registered Office: First Floor Suite, 2 Hillside Business Park, Bury St Edmunds, Suffolk, IP32 7EA.