An Associate Partner Practice of St. James's Place Wealth Management

Sandford Financial Planning Limited

Andrew Sandford

My Financial Services career started in 1988 and I have since built up over 25 years of experience across a range of roles with a large high street bank with my most recent role being as a Personal Financial Adviser in the local area.


In the current financial environment that we are in, it has never been more important to ensure that your financial planning is up to date and on track to achieve your goals.

Planning for a secure future whether for yourself or for your family is one of the most important steps you will ever take. It is vital to review, on a regular basis, your own finances to ensure that you are taking advantage of any recent developments in legislation and tax law. If there are any changes in your circumstances, such as starting a family, changing jobs, starting your own business, approaching retirement or receiving an inheritance, a review of your financial goals and current plans is crucial.

Our core values focus upon providing all of our clients with an expert, professional service of outstanding quality, delivered with the highest levels of honesty and integrity, with one clear aim in mind,- to help you, your family and loved ones achieve financial security, both now and in the future.

In October 2012 I was delighted to be invited to join St. James's Place Wealth Management as an Associate Partner Practice, a company that I had admired for some time. I feel that running my own practice will allow me to offer a more personalised service to my clients and devote my time to meeting clients’ needs in a world where financial planning needs are constantly changing. I see the ongoing review service that I offer as being crucial to ensure that clients goals and needs are addressed as appropriate, particularly in the current climate where many clients existing advisers may no longer offer face to face advice.

To maintain high standards of knowledge and professionalism I am a member of the Personal Finance Society and the Chartered Insurance Institute and I have acquired the Advanced Diploma in Financial Planning required to continue providing advice following the recent Retail Distribution Review (RDR) carried out by the Financial Conduct Authority.

Outside work I am a husband to Tracey who runs her own Equestrian Centre where you can often see me helping out in my spare time. I am a massive sports fan, being a season ticket holder at Ipswich Town and a member of my local golf club in Fornham St Martin. I also have an eclectic taste in music and try to attend as many concerts as I can, often baffling my wife with bands that she has never heard of.

Advice & Services

We offer an excellent wealth management service which will help you achieve your goals

Being a Norwich City supporter, I can't believe I am writing a testimonial for an Ipswich Town supporter ! However, putting our football allegiances to one side we have known Andrew in a professional capacity for a number of years. Nothing is too much trouble for Andrew and we very much appreciate a...
Andrew G McRobert |Retired, Norwich
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and the value can therefore go down as well as up. You may get back less than the amount invested.
Andrew is very reliable, leaves no stone unturned and always looks for his clients best options. Excellent on phone or personal visits.
Jac & Ron |Retired, North Norfolk
Having been dealing with Andrew Sandford, we are very satisfied with his help & advice regarding our financial matters. He keeps us well informed with everything we need to know, it's very reassuring he is just a phone call away.
P Garrod |Warehouseman, Bury St Edmunds
We have known Andrew in a professional capacity for many years. He is extremely approachable and is always well prepared for his meetings. His advice is clear and he gives detailed explanations of options available. I have full confidence in his advice and would not hesitate to recommend him to anyo...
Janice |Retired, Bury St Edmunds
Andrew is an amazing adviser. He is knowledgeable, caring, has incredible attention to details, explains things thoroughly and ensures that, as the client, you are totally aware of all outcomes. I totally trust him and recommend him without any hesitation whatsoever.
Robert Ogden |Retired Vice Principal, Thetford
Andrew’s approach to his clients is highly professional and his advice is based on years of experience. I have used his investment expertise of late and very much like the no-nonsense approach to assimilating details of my current financial position and quickly offering sensible options for consider...
Tim Thompson |Commercial Director, Bury St Edmunds
Andrew has worked with me, my family and my business over the last 2 decades. He has recommended the right solution on every occasion through each life stage we have been through. He holds the highest Integrity and is as impressive in recommending routes not to progress on as he is in recommending t...
Ian G |Commercial Manager, Nottingham
Andrew is expert in constructing solutions that are effective and adaptable. He listens, explaining the financial minefield in simple jargon free language which is transparent (even the costs). We now have a strategic financial plan that is flexible and crucial to our later life and I personally wou...
Anne H |Company Director, Bury St Edmunds
Andrew is a highly trusted advisor. He is very informative, has excellent listening and communication skills and has really helped me and my family by giving clear and concise information to enable me to make informed decisions about all my finances and future. He is professional but very approachab...
Steve C |Cost Control Manager, Bury St Edmunds
We recently used Andrew for financial services. Andrew is articulate, knowledgeable and thorough and uses plain English to ensure we were 100% confident in the services we were receiving. We highly recommend Andrew and will certainly be using him in the future.
Steve O |Contracts Manager, Bury St Edmunds
He always tells you what the difference is between each investment and always gives good advice and is not pushy with what you decide to do. It is never a problem if you have any questions. Very good customer service and I would recommend to friends & family for advice.
Customer Consultant
Andrew has always had my financial interests at the centre of his advice. I certainly would not hesitate in recommending him.
Retired |Attleborough
I have always found Andrew to be open and honest with my best interests in mind. He is very reliable and always quick to respond to any queries by email, phone or text. It was very important to me to find an adviser I could trust and Andrew established rapport and trust very quickly. I would not hes...
Christopher Cogan |Retired, Thetford

Insights and E-Briefing Service

Visit Insights to read articles and news to help you make informed decisions about your wealth or sign up to the E-Briefing Service; a personalised email communication service that keeps you informed on the issues that might impact your wealth.

Why Choose St. James's place?

We're not about selling products. We pride ourselves on building trusted, long-term relationships with clients - only by doing so can we truly understand our clients' immediate needs and future aspirations, and offer the quality, bespoke advice that they deserve.


St. James's Place Guarantee

St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the group, more details of which are set out on the Group's website.

The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.

Sandford Financial Planning Limited is registered in England and Wales, Number 10582316. Registered Office: First Floor Suite, 2 Hillside Business Park, Bury St Edmunds, Suffolk, IP32 7EA.
Andrew Sandford
Sandford Financial Planning Limited