We have known James for over seven years and he has guided us through our decisions on when to retire and how to manage our resulting finances. He is one of those rare financial consultants who both know their subject and see their clients as real people rather than just investors. I am sure he would enjoy discussing the finer points of complicated investments but is equally able to explain things simply. He is extremely patient and explains options carefully. No questions are too silly or can be asked too often. He is re-assuring and never ‘pushy’. In short, we started as very anxious early retirees who were convinced that we would soon be living on the breadline. Six years on, despite the vagaries of the market, we feel financially secure and know that James is still there to help us manage our money.

We have been with James for around four years and he has always been very supportive and given us good, clear advice. He takes a personal interest in us and keeps up to date with what we do. He knows what we need from our investments and can make sensible, well judged suggestions. He gives guidance where needed and always acts with our interests at heart. He makes us feel secure and cared for. His work is timely and he replies to requests promptly and you never feel a nuisance.