• Capital Growth in a tax effective way
• Planning effective retirement income streams and tax free lump sums.
• Domestic Mortgages up to £10 million, in excess of this by special arrangement.
• Building capital from income.
• Effective use of trusts undertaken externally through trusted professionals.*
• Protection of your business assets in the event of ill health, or death of key individuals.
• Minimising the effects of personal and corporate taxation.
• Protection of personal assets.
• Helping to plan exit strategies for business owners.**
• Reviews on a planned basis or when appropriate.
• Monitoring of changing global circumstances.
• Support for the person responsible for managing the family or business 'nest egg'.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.

*Trusts are not regulated by the Financial Conduct Authority.

**This may involve a separate and distinct service to those offered by St. James's Place.