I work closely with my clients to understand their current circumstances and their long term financial objectives. Developing a long term trusted relationship is paramount to being able to provide the highest quality holistic advice to secure the freedom that financial stability can provide.

Investment and Wealth Management Planning – I can help overcome the challenges of making your money work harder by providing guaranteed advice, the distinctive St. James's Place approach to investment management and regular reviews of your investments to help them keep on track to meet your financial objectives.

Retirement planning – In an area of personal finance that is constantly changing the provision of expert, professional advice is imperative. One aspect that is clear is that each of us will be increasingly responsible for our own financial requirements at retirement. I can help with reviewing your existing arrangements, setting up new plans and maximising the tax efficiency of saving to meet your retirement objectives.

Inheritance Tax planning – As more people become affected by the impact of Inheritance Tax, I can help provide solutions to protect your estate from potential Inheritance Tax liability.

Financial protection – Whatever your financial position, protecting you and your family from the unexpected is a planning fundamental. Protecting against death, critical illness and loss of income will help provide financial security even in the most difficult circumstances.

School and University Fees planning – The cost of education for our children is becoming increasingly uncertain, especially when planning for university. I can help with structured, tailored planning to help alleviate the impact of giving your children the best education opportunities.

If I can help with further information on any of these areas or how I may be able to help you plan your financial future please call me.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation, and the reliefs from taxation, can change at any time. The value of any tax relief generally depends on individual circumstances.