At JCB Wealth Management, we firmly believe in the benefits of good financial planning. We provide face-to-face personal, financial advice to private clients. We believe strongly that financial planning is a very personal matter and just as every individual and family financial situation is different, the financial plan that we produce for you is also unique – individually tailored to suit your particular objectives.

We help you organise your financial life in such a way as to achieve what is most important to you and your family.

We work with you to ensure your plans and resources continue to be aligned with your goals and values.

No matter where you are in life, what you want or how that might change, we will work with you to help make your ambitions a reality. Our business revolves around relationships and trust, and we take the time to understand what matters most to you.

How do we help you?

We use a simple 3 stage process:

Discover: We take time to find out what is truly important to you - your future plans, ambitions and goals

Design: We work with you to develop a plan that will help you reach your desired destination

Deliver: We help you to get to where you want to go and achieve what matters to you

What is the role of a Financial Adviser?

Considering how to make the most of your savings can be daunting. However, with expert knowledge, a financial adviser can work closely with you and make time to understand your life goal and make recommendations about how best to protect and grow your money.

The difference we can make will depend on which stage of your life you are in.

• Creating wealth - we can help you develop and put in place a financial strategy as you start saving, acquiring assets and creating your wealth
• Growing wealth - as your career progresses, the focus will be on in-depth tax efficient financial planning and appropriate investment strategies to help your money work as hard as possible.
• Preserving wealth - as you approach the end of your career, you might be more concerned about looking after your wealth. We will develop a strategy to help protect your assets and mitigate your tax liabilities
• Transferring wealth - at some point you or a family will leave a legacy to the next generation. At this stage, we can advise you on estate planning and inheritance tax issues to help you achieve the most effective transfer of wealth to your loved ones.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select, and value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief is generally dependent on individual circumstances.

Why should I have an initial meeting with a Financial Adviser?

You are under no obligation after your initial meeting. Before any recommendations are made, we will clearly explain the fees involved and the benefits to you.

If you decide to become a client, we are confident of the value we can add.