• Aiming for tax Effective Capital Growth
• Planning effective retirement income and tax free lump sums
• Residential mortgages up to £10 million (in excess of this by special arrangement)
• Building capital from income
• Effective use of trusts* organised externally through trusted professionals
• Protection of business assets in the event of ill health, or death of key individuals
• Minimising the effects of personal and corporate taxation
• Protection of personal assets
• Regular planned reviews
• Monitoring changing global financial climate

Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.

*Trusts are not regulated by the Financial Conduct Authority.