Investing
5 December 2025
With Tax year-end fast approaching, we look at how a thoughtful plan can unlock significant financial benefits. We explain how making a tax plan can boost your income, preserve your wealth and prepare for the future.
4 minutesInvesting
3 December 2025
Now the dust has settled on the Autumn Budget, there were plenty of changes buried in the small print that didn't get much attention but could still affect people in a number of ways. We look at some of the smaller but relevant announcements that could impact your personal finances.
4 minutesInvesting
28 November 2025
As widely expected, Chancellor Rachel Reeves has taken an axe to the annual cash ISA allowance in a bid to encourage UK savers to invest. In Wednesday’s Autumn Budget Reeves announced the £20,000 annual cash ISA allowance would fall from £20,000 to £12,000, from April 2027.
4 minutesInvesting
28 November 2025
After years of being mulled over by political parties – and months of speculation leading up to the Autumn Budget - the chancellor has confirmed that she will impose a mansion tax on properties worth £2 million or more.
4 minutesInvesting, Retirement
28 November 2025
The Chancellor has announced a cap on the amount that can be shielded from employer and employee National Insurance contributions (NICs) when paying into a workplace pension using salary sacrifice. The change was widely expected in the Autumn Budget – we explain how the changes could affect you.
4 minutesBusiness, Investing
27 November 2025
The latest Budget, delivered amid unusual drama, landed with the promise of tackling NHS waiting lists, easing the cost of living, and reducing national debt. Marketed as a Budget “for working people,” it also claimed to back entrepreneurs, risk-takers, and the SME community. But for business owners looking to grow or exit, the substance behind the speeches tells a more complicated story.
4 minutesInvesting
26 November 2025
Post the tsunami of speculation and an unexpected and chaotic early release of the details, has Chancellor Rachel Reeves’s Autumn Budget created stability or upset? SJP’s chief economist Hetal Mehta outlines her take on what the Budget may mean for the UK economy and growth.
3 minutesInvesting
26 November 2025
The Chancellor has finally delivered her Autumn Budget and as trailed, there were significant tax increases but also boosts to spending in some areas. There will be winners and losers but undoubtedly higher taxes will be a feature for many.
4 minutesBusiness, Investing
21 November 2025
Growth means different things to different businesses. It’s worth taking time to define what it means for you, and how best to achieve it. Once that’s clear, the strategic questions follow naturally.
5 minutesInvesting
19 November 2025
Having a clear purpose or goal when saving and investing can make a real difference when it comes to both motivation and confidence. And those goals are rarely purely financial – there will often be a clear emotional driver behind them. This is according to our Real Life Advice Report 2025 carried out by Opinium1. It surveyed 8,000 people to find out how their attitudes to money, financial advice and the future had changed over time.
4 minutesInvesting
18 November 2025
Growth companies have been at the heart of the record-breaking rise of US stock markets in recent times. The dominance of the Magnificent Seven in the S&P 500 –including household names such as Apple and Nvidia – means most investors have exposure to growth companies in their portfolios. But do these businesses always mean good returns for investors?
4 minutesRetirement
13 November 2025
Anyone can be the victim of a pension scam, no matter how financially savvy they think they are. Scammers are using ever more elaborate tricks to fool people so it's important to look out for the warning signs. We examine how to stay one step ahead of the scammers, and protect your financial security in retirement.
4 minutes