RMH Financial Planning

Richard Howard

Chartered Financial Analyst, MBA, DipPFS

We provide expert financial planning advice to individuals, families and businesses throughout Croydon, London and the South East. We offer a wide range of services including retirement planning, investment planning, financial protection and estate planning.

About

I appreciate that everyone's financial planning needs are different and unique to their own circumstances. My approach is to work together in order to understand what is important to you and how I might help achieve your goals and fulfil your aspirations. From there we build a financial plan tailored to you, providing peace of mind for your financial future.

Key to success are regular reviews in order to keep your financial plan on track and to adapt to any changes along your journey. My commitment is to provide the highest level of ongoing service building long-term, trusted relationships with my clients.

Throughout a highly enjoyable and successful military career within the field of counter-terrorist bomb disposal, I developed the ability to formulate bespoke solutions in the most challenging circumstances. Since 2015, I have applied those skills within financial services, gaining the highest distinction in the investment management profession - the Chartered Financial Analyst® (CFA) designation.

Originally from Bury in Greater Manchester, I have lived in Croydon for the past seven years. Outside of work, I like to play guitar and enjoy spending time with my wife and four young sons.

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Advice & Services

We offer an excellent wealth management service which will help you achieve your goals

Mortgages and specialist banking
Finding the right mortgage for you can be a minefield. So we offer practical, clear advice on mortgages, loans, and financing, plus access to specialist banking services.
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More about St. James's Place

We’re not about selling products. Of course, we aim to achieve the best returns and help you make the most of your money. But it’s not all we want. We’re relationship-builders, ready with guidance and advice whatever stage you’re at in your life. We offer a financial service that lasts a lifetime, and beyond.

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St. James's Place Guarantee

St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the group, more details of which are set out on the Group's website.

SJP Approved 12/12/2022

The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.