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Michael Ian Ridsdill Smith

DipPFS

After a short service commission in the Royal Engineers, I developed significant skills and experience in sales and trading in the emerging financial equity markets of Asia, and I finally left the city in 2019 after a fantastic career of nearly three decades. After achieving CAS status in December 2020, from a successful first year with St. James's Place, I was inspired to launch my own niche Practice, Life Wealth Management Ltd, to introduce a small group of valued clients to the benefits of real Lifestyle Financial Planning.

About

After a long career in the international financial markets I qualified and become an adviser with Fredrick Charles Wealth Management. I am now excited to be running my own financial planning consultancy. I will introduce my clients to real Lifestyle Financial Planning with the aim to grow their assets for the long-term, whilst helping them to articulate a vision of their target 'number'.

Additionally, I will continue to support and grow the small business relationships I have already secured, to provide a range of services to help protect their investments and their employees. My overriding passion going forward is to grow a bespoke and niche group of individual clients and SME owner, all of whom should have a clear interest in a long-term holistic plan to find financial independence, peace of mind and security.

Promotions

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Advice & Services

We offer an excellent wealth management service which will help you achieve your goals

Mortgages and specialist banking
Finding the right mortgage for you can be a minefield. So we offer practical, clear advice on mortgages, loans, and financing, plus access to specialist banking services.
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Testimonials

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Mike provides a very refreshing, holistic approach to offering sound financial advice. Despite clearly being very knowledgeable about his subject matter, Mike never bombards us with technical speak; instead he seeks to understand our goals and ambitions and is providing clear, insightful guidance...

Sara Herschel-Shorland| Charity Finance Coordinator

More about St. James's Place

We’re not about selling products. Of course, we aim to achieve the best returns and help you make the most of your money. But it’s not all we want. We’re relationship-builders, ready with guidance and advice whatever stage you’re at in your life. We offer a financial service that lasts a lifetime, and beyond.

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St. James's Place Guarantee

St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the group, more details of which are set out on the Group's website.

SJP Approved 19/09/2023

The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.

Life Wealth Management Ltd is registered in England and Wales, Number 13418534. Registered Office: The Coppins, Bath Place Wharf, Maldon, Essex, CM9 5GU.