A Partner Practice of St. James's Place Wealth Management

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Mathew Waters

DipPFS
The Financial Advice Group take away the frustration of financial planning. Our clients have one dedicated adviser, one point of contact and receive a highly personalised service. We offer face to face financial advice to individuals and businesses.

About

Our focus is on understanding our clients current and future financial needs. Whether reviewing investment strategies or protecting their families and wealth, our advice is tailored to our client’s specific circumstances.

Our clients have one dedicated adviser who looks after all their financial planning needs and ensures a personal service.

Mathew Waters focuses on maintaining a long-term, trusted relationship with clients, showing distinct quality, integrity and excellence in the field of wealth management. The level of satisfaction may be judged by the fact that most new clients are personally recommended by existing clients.

The experience and expertise available to us as a Partner Practice of St. James's Place Wealth Management enables us access to providers we believe represent the ‘best of breed’ approach in their respective financial categories and are capable of providing the high standards you would expect.

Offering investment planning, Wealth Management and retirement planning within the Swindon area, our office is confident in being able to provide the financial advice you need to help you make plans for and to help protect your future.

We frequently work alongside client’s own solicitors and/or accountants and in this way, an appropriate solution can be found for any given situation. Financial planning can be complex at times and our aim is to present the necessary information to each client in a clear manner to ensure that each aspect can be understood.

This website outlines our wealth management services and expertise which we hope you will find informative.

We very much look forward to building a professional and valuable relationship with you in the future.

We welcome a conversation with you, should you have any financial concerns or questions regarding our financial advisory services, or if you are in the Swindon area why not pop in and see us.
Mathew Waters

36 Havelock Street, Swindon, Wiltshire, SN1 1SD

Monday
9am to 5pm
Tuesday
9am to 5pm
Wednesday
9am to 5pm
Thursday
9am to 5pm
Friday
9am to 5pm

Advice & Services

We offer an excellent wealth management service which will help you achieve your goals

Investment planning
Whatever your financial goals, create an investment strategy that helps meet your needs.
Protecting you and your finances
Insurance and protection products to help safeguard all that you hold dear.
Retirement planning
Careful pension planning is vital for a long and comfortable retirement. Learn more about your options.
Banking and mortgages
Make your finances work harder with mortgages and access to specialist banking services.
Corporate services
Helping entrepreneurs and corporate directors manage their personal, business and employees’ financial security.
Other specialist services
A network of professional specialists is on hand to provide all the help and support you’ll need.
Exploring Intergenerational Wealth Management
Intergenerational wealth management helps families use their collective wealth to support each other across their lifetimes.
COVID-19
Here to support you and help to provide peace of mind in this uncertain time.
Our investment management approach
A number of carefully selected external managers of outstanding ability manage our client funds.

Insights and E-Briefing Service

Visit Insights to read articles and news to help you make informed decisions about your wealth or sign up to the E-Briefing Service; a personalised email communication service that keeps you informed on the issues that might impact your wealth.
What were the circumstances that caused you to look for a Financial Adviser? I had several small pensions that I needed to amalgamate. How did the financial adviser help you? Explained the best way forward and helped me with the paperwork/ What is your current situation? Have you seen the outcome you were hoping for? Yes
Richard Hughes | Swindon
What were the circumstances that caused you to look for a Financial Adviser? My husband found him as our other adviser did not stay in touch with us. How did the financial adviser help you? He helps with my pension. What is your current situation? Have you seen the outcome you were hoping for? Yes What could they have done better? Nothing
R Harland | Care Assistant, Swindon
What were the circumstances that caused you to look for a Financial Adviser? To replace my previous one. How did the financial adviser help you? He helped with my private pension and advised me the right choice What is your current situation? Have you seen the outcome you were hoping for? Yes What could they have done better? To keep on going the way he is.
Michael Harland | Van Driver, Swindon
What were the circumstances that caused you to look for a Financial Adviser? To prepare for my retirement. How did the financial adviser help you? Mathew put my mind at rest basically as to whether I could comfortably retire or not. What is your current situation? Have you seen the outcome you were hoping for? I have seen the outcome that I was hoping for and I am enjoying my retirement, now into my second year.
Martin Leadbetter | Retired, Swindon
What were the circumstances that caused you to look for a Financial Adviser? Very friendly. Made me feel at ease talking to him. How did the financial adviser help you? With my pension What is your current situation? Have you seen the outcome you were hoping for? Yes What could they have done better? Nothing
Lynne Biggins
What were the circumstances that caused you to look for a Financial Adviser? My previous adviser could no longer keep me as a client. How did the financial adviser help you? Mathew gave and always gives me the personal touch and understands my situation/requirement/priorities. Always takes the time to explain things in a language I can grasp. Trust of huge importance in matters of money and I have honestly say I trust Mathew Waters 100% to look after my finances. What is your current situation? Have you seen the outcome you were hoping for? Yes What could they have done better? Nothing that I can think of. He's the expert, not me.
Lorraine Osborne | Sales, Cheltenham
What were the circumstances that caused you to look for a Financial Adviser? I wanted to make sure that my pension was working for me. How did the financial adviser help you? Mathew helped me by talking me through the different ways that my money in my pension could work to make more money for me. What is your current situation? Have you seen the outcome you were hoping for? Yes, my pension is growing. What could they have done better? Not a thing, Mathew always arranges time to fit in with me and has been able to answer any questions I have asked.
Josie Mcferran | Chef, Mallesham
What were the circumstances that caused you to look for a Financial Adviser? Needed to get on top of my pension. How did the financial adviser help you? Mathew looked at my current portfolio and explained how it was working for me or not as the case maybe and advised alternative solutions. What is your current situation? Have you seen the outcome you were hoping for? Yes, pension performing much more in line with what I need. What could they have done better? Nothing in my mind at this stage.
John Mitchell | Operations Director, Chippenham
What were the circumstances that caused you to look for a Financial Adviser? To advise me on my desire for an early retirement. How did the financial adviser help you? It was to insure me that my early retirement plan was feasible and to put my mind at rest. What is your current situation? Have you seen the outcome you were hoping for? I have seen the outcome that I was hoping for. What could they have done better? Nothing.
Jean Knight | Retired, Swindon
What were the circumstances that caused you to look for a Financial Adviser? I was retiring and wanted sound advice. How did the financial adviser help you? He listened very carefully to what I wanted from my retirement and put together several options and advice. Once I had decided on the best way for me, he took all of the hard work away to achieve this. What is your current situation? Have you seen the outcome you were hoping for? Yes, very much so. What could they have done better? Although Mathew can predict certain Government changes i.e tax allowances, he does not have a crystal ball to define future tends, hence my mark of very good in value.
Jane Woodford | Retired, Woughton
What were the circumstances that caused you to look for a Financial Adviser? I needed to review my pension options after my divorce. How did the financial adviser help you? Mathew gave me very sound advice and was very understanding about my feelings on splitting my pension pot with my ex-wife. He pointed out that there was no legal obligation to do so but still supported my feelings/decisions as we progressed over the years. He has helped me and my new wife (10 years now) in planning for our future. What is your current situation? Have you seen the outcome you were hoping for? We've done okay with our planning subject to the volatile markets and still have time to go. What could they have done better? I don't understand pensions and investments etc but Mathew has always explained clearly and kept us fully informed so I'm not sure how he could improve things.
Mr Gary Middleton | Agricultural Engineer, Swindon
What were the circumstances that caused you to look for a Financial Adviser? I had a couple of small pensions I wanted to consolidate and needed guidance. Plus I had investments I felt could perform better with better advice. How did the financial adviser help you? Mathew worked around my availability and was very efficient in getting his suggested plan for my pension and investments. He helped me look at my entire financial situation and had really usefully suggestions regarding an investment property I have. What is your current situation? Have you seen the outcome you were hoping for? The economic climate is vulnerable and it'd be unfair to say my lack of gains are disappointing for any other reason.
Name Supplied | Garden Designer, Cirencester
Past performance is not a guide to future performance.
What were the circumstances that caused you to look for a Financial Adviser? I needed advice on certain services. How did the financial adviser help you? Mathew visited me to understand what services I needed, he went away and came back with the service I wanted. What is your current situation? Have you seen the outcome you were hoping for? As far as I am aware, Mathew has given me the best ongoing advice regarding the services I have with him. What could they have done better? I have no negative feedback, I asked for certain services and Mathew delivered them. I can't ask for anything more.
Douglas Ford | Business Owner, Bristol
What were the circumstances that caused you to look for a Financial Adviser? My pensions were all over the place with different companies, I needed help. How did the financial adviser help you? Mathew arranged for my pensions to be transferred into one pot! What is your current situation? Have you seen the outcome you were hoping for? Mathew is always helpful and arranged a pay-out when I was 55! What could they have done better? Mathew does everything I have every faith in his decisions.
Christine Masefield | Medical Customer Service Adviser, Bracknell
What were the circumstances that caused you looking for a Financial Adviser? We were not understanding what our pensions or policies were doing for us, or in fact if they were worth investing in. How did the financial adviser help you? Mathew came to us and looked at the overall state of our finances and gave us useful advice of how to understand our pensions and investments. What is your current situation? Have you seen the outcome you were hoping for? yes I believe the assistance and service that Mathew has provided me has helped me gain the best possible return on my pension, whilst giving me peace of mind that my pensions will be worthwhile going forward. What could they have done better? Not sure.
Brian Reason | Production Manager, Swindon
What were the circumstances that caused you to look for a Financial Adviser? I needed advice on how best to use a private pension to help pay off my mortgage early. How did the financial adviser help you? He gave advice on the best and most cost effective way of achieving my goal and arranged and processed the necessary paperwork to complete the task while keeping me informed at every stage. What is your current situation? Have you seen the outcome you were hoping for? All going as planned at the moment.
Alan Pike | Supervisor, Swindon
Your home may be repossessed if you do not keep up repayments on your mortgage.
I find that my financial adviser is easy to contact and helpful and understands my needs and keeps his promise to keep in touch with me.
Michael Harland
Following a detailed review of my pensions Mathew assisted in the consolidation of my pension funds. Providing me with a comprehensive review which was useful and informative and ultimately increased the value of my pension fund. Their follow up services are equally as helpful.
Mark Langford
The value of a pension with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
We found Mathew a very easy person to understand, he explained everything in an easy way for us. He was very polite and punctual. I will be giving his card to our friends.
Sean McGowan
With several pensions built up over a number of years, Mathew gave me information on how they had performed, assessed the level of risk I was comfortable with, and helped me decide to transfer my funds to a new pension fitting my risk profile. I now feel confident that I am making the most out of my pension savings.
Jon Levett
The value of a pension with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
I would have no hesitation in recommending Mathew to friends and family, safe in the knowledge that he will offer them honest and useful advice.
Brian Carter
Mathew Waters, our financial adviser, was excellent and I have already highly recommended him to friends. He took the time to listen to my questions and explained things clearly. Nothing was too much trouble for him.
Sarah Carter

Why Choose St. James's place?

We're not about selling products. We pride ourselves on building trusted, long-term relationships with clients - only by doing so can we truly understand our clients' immediate needs and future aspirations, and offer the quality, bespoke advice that they deserve.

Our investment management approach
A number of carefully selected external managers of outstanding ability manage our client funds.
St. James's Place Charitable Foundation
Over £93 million has been raised for our charitable arm, changing the lives of children and young people.
Award winning service
St. James's Place are pleased to have won numerous awards over the years, voted for by industry experts and the public.
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St. James's Place Guarantee

St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the group, more details of which are set out on the Group's website.

The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.

Financial Advice Group Ltd is registered in England and Wales, Number 08190795. Registered Office: 36 Havelock Street, Swindon, SN1 1SD.
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Mathew Waters
Financial Advice Group Ltd
01793 228565