Investing
CIO Investment Insights: New year nerves: getting comfortable with corrections
7 January 2026
Welcome to the latest issue of Justin Onuekwusi, our CIO, quarterly insights.
7 minutesView All
146 articles
Business, Investing
Is an Employee Ownership Trust still a good exit option for business owners?
17 December 2025
In the Autumn Budget, the government announced a major change to the tax relief for business owners selling to an Employee Ownership Trust (EOT). This came into immediate effect and for anyone in the process of selling to an EOT it was not a welcome announcement. We look at what’s changed and considers whether EOTs are still a good option for exiting your business.
3 minutesInvesting
Making your pension and ISA allowances work for you
16 December 2025
Thanks to a combination of frozen tax thresholds, above average inflation and higher interest rates and changes announced in the recent Budget, many people may face higher tax bills this year. Here, we look at how you can use your pension and ISA allowances to make a big difference at tax year end.
4 minutesInvesting
2026 Market Outlook – themes, opportunities, concerns
16 December 2025
2025 has been a classic rollercoaster year across markets. Shares have risen strongly, supported by AI-related optimism and prospects of further interest rate cuts. Yet we have also seen spikes in volatility, increased geopolitical tensions and lingering anxiety about inflationary pressures. Fixed income returns have been mixed but provided diversification benefits while supplying attractive income yield. So, what could lie ahead in 2026?
4 minutesInvesting
The Chinese market: an undervalued giant?
12 December 2025
With US mega caps hogging headlines, are investors ignoring the potential in the East?
4 minutesInvesting
How you can beat the 60% tax trap
9 December 2025
Believe it or not, there can be a downside to having income of £100,000 or more – an effective 60% tax bill. As an increasing number of people get caught in the 60% tax trap, we outline some simple steps to help you avoid it.
4 minutesInvesting
The power of having a tax plan in place
5 December 2025
With Tax year-end fast approaching, we look at how a thoughtful plan can unlock significant financial benefits. We explain how making a tax plan can boost your income, preserve your wealth and prepare for the future.
4 minutesInvesting
Autumn Budget: Sweeping up the Budget announcements
3 December 2025
Now the dust has settled on the Autumn Budget, there were plenty of changes buried in the small print that didn't get much attention but could still affect people in a number of ways. We look at some of the smaller but relevant announcements that could impact your personal finances.
4 minutesInvesting
Chancellor cuts cash ISA limit to promote investment
28 November 2025
As widely expected, Chancellor Rachel Reeves has taken an axe to the annual cash ISA allowance in a bid to encourage UK savers to invest. In Wednesday’s Autumn Budget Reeves announced the £20,000 annual cash ISA allowance would fall from £20,000 to £12,000, from April 2027.
4 minutesInvesting
Mansion tax to hit homes worth £2 million or more
28 November 2025
After years of being mulled over by political parties – and months of speculation leading up to the Autumn Budget - the chancellor has confirmed that she will impose a mansion tax on properties worth £2 million or more.
4 minutesInvesting, Retirement
Salary sacrifice tax break on workplace pensions cut to £2,000
28 November 2025
The Chancellor has announced a cap on the amount that can be shielded from employer and employee National Insurance contributions (NICs) when paying into a workplace pension using salary sacrifice. The change was widely expected in the Autumn Budget – we explain how the changes could affect you.
4 minutesBusiness, Investing
Autumn Budget: What small business owners need to know
27 November 2025
The latest Budget, delivered amid unusual drama, landed with the promise of tackling NHS waiting lists, easing the cost of living, and reducing national debt. Marketed as a Budget “for working people,” it also claimed to back entrepreneurs, risk-takers, and the SME community. But for business owners looking to grow or exit, the substance behind the speeches tells a more complicated story.
4 minutes